Qualified Plan Design and Administration

Valley Forge Pension Management, Inc. (VFPM) helps design a plan to fit corporate needs pertaining to employer contributions, legal limitations, employee turnover, record keeping and cost constraints.

We currently provide administrative and consulting services for over 750 clients nationwide ranging in size from small closely held businesses to large publicly traded companies. Our offices are located in King of Prussia, PA, Ephrata, PA, and Muncy, PA.

Consultation on plan design includes:

• Addressing special contribution concerns for Business Owners and/or Executives
  • Maximizing Tax-Deferred Contributions
  • Determining Plan suitability between 401(k), Profit Sharing (including new comparability designs), Money
• Purchase, and Defined Benefit Plans
  • Assisting companies in designing flexible qualified programs within the myriad of ever-changing tax laws
• Plan Administration Services includes:
  • Payroll allocation, loan processing and withdrawals
  • ADP, ACP and Multiple-use testing
  • §410(b) coverage and §401(a)(4) testing
  • §416 Top-Heavy Testing
  • IRS Form 5500 signature-ready reporting
  • IRS 1099-R reporting
  • Pre-approved IRS Prototype Documents

We design customized documents for the more complex plan design. Document services include an IRS submission package for a favorable IRS determination letter.